So my insurance is going to be twice as much as expected because I did not have insurance for a full 6 months before signing up now. The exact nature of the extra charge seemed a little sketchy and unexplained. Was it a penalty for not having it before, or a discount you get for having it before?

“Its a discount you don’t qualify for, since you didn’t have insurance for a full 6 months prior” he clarified.

That seemed fair, they can give discounts t whoever they want as long as I’m not being penalized arbitrarily.

“What if the person hasn’t been driving? Or is a new 16 year old driver, or is moving here from a state where insurance is not required?” I asked.

Of course they somehow get the discount, the discount that’s supposed to be “for having insurance for a full 6 months prior”

“How do you know if I’ve been driving?” I asked.

It turns out I would need to provide proof I hadn’t been driving.

Bullshit semantics. It isn’t a discount for having insurance for 6 months, its a penalty they are charging me for driving around without insurance.

Instead of giving me a discount, which would encourage me to comply with the law, their company has chosen to use the threat of the law to make money.

Don’t get me wrong, I don’t mind, nor have I ever minded, paying when I break a law. Its just that I normally don’t pay a corporation, without a trial, where the burden of proof is on the accused.

Stay classy Triple A…

That makes about as much sense as the “drivers responsibility fee” the state charges drivers with tickets they have already taken care of, and how that’s somehow not double-jeopardy.